Final Expense Insurance
Peace of Mind for You and Your Family
Final expense insurance is a type of whole life insurance designed to help your loved ones manage the costs that come at the end of life. These policies typically provide coverage amounts between $5,000 and $100,000, offering a financial cushion for funeral services, medical bills, and other outstanding debts. The benefit is paid directly to your chosen beneficiary, giving them the freedom to use the funds where they’re needed most.
One of the biggest advantages of final expense insurance is how easy it is to qualify. Most policies don’t require a medical exam—just a few simple health questions—making them an excellent option for seniors or anyone who may have trouble qualifying for traditional life insurance. Because it’s a whole life policy, coverage lasts your entire lifetime as long as premiums are paid, and both your benefit amount and premiums remain fixed.
When combined, final expense insurance and mortgage protection can provide comprehensive coverage—taking care of both your immediate end-of-life costs and your family’s long-term financial stability.
At Magnus III Life & Legacy, we’re here to help you explore these options, understand the benefits, and find the plan that best fits your needs and budget.
Protecting your loved ones’ future starts with a simple conversation today.
Discover the Advantages
Fixed Payments That Never Increase
Guaranteed Coverage For Ages 0-85
Guaranteed Coverage For Ages 0-85
Your premiums are locked in from day one. No surprises—your payments stay the same for the life of the policy.
*This applies to specific plans. Some term plans may have increasing premium payments after a certain period.
Guaranteed Coverage For Ages 0-85
Guaranteed Coverage For Ages 0-85
Guaranteed Coverage For Ages 0-85
No matter your health status, you’re guaranteed coverage.
We provide security for you and your family, without the hassle of medical exams.
*Issuance of coverage is subject to answers provided to health questions and payment of the first premium.
No Medical Exams or Bloodwork
Guaranteed Coverage For Ages 0-85
No Medical Exams or Bloodwork
Skip the physical exams-apply with just a few health questions.
*Issuance of coverage is subject to answers provided to health questions and payment of the first premium.
Quick, Hassle-Free Process
Guaranteed Coverage For Ages 0-85
No Medical Exams or Bloodwork
Get the coverage you need without the wait. Connect with us today, and we’ll take care of the rest with minimal paperwork and fast processing.
*Issuance of coverage is subject to answers provided to health questions and payment of the first premium.